Financial Services FDD Analyzed

H&R Block

H&R Block Tax Services LLC

Kansas City, MO Website FDD: September 30, 2025
Apply for Access

Free for qualified buyers

Investment Range

$34,080 - $158,750

Franchise Fee

$2,500

Royalty

20%

Marketing Fee

Total Units

8,688

Median Revenue

AI Summary

H&R Block offers a franchise opportunity to operate a tax return preparation business, with potential to offer related services like bookkeeping, payroll, and training. The initial investment for a new single retail office ranges from $34,080 to $158,750, which includes a non-refundable initial franchise fee of $2,500. Franchisees pay a tiered royalty rate, starting at 60% on the first $5,000 of annual revenue and 40% on revenue exceeding $5,000, with incentives for early payment that can reduce these to 50% and 30% respectively. The system currently comprises 1,987 franchised units as of 2025, reflecting a declining trend from 2,561 units at the start of 2023. A notable risk for prospective franchisees is the lack of an exclusive territory, as H&R Block and its affiliates retain broad rights to operate other businesses, offer services online, and establish H&R Block locations outside your defined territory, potentially impacting your business without compensation.

Unit Growth

Last 5 years

2023

8,921

-1.8%

2024

8,764

-0.9%

2025

8,688

Initial Investment Breakdown

CategoryLowHigh
Initial Franchise Fee (1)$2,500$2,500
Real property (2) (Estimated cost total is for three (3) months)$1,400$30,000
Leasehold improvements; construction costs (3)$0$50,000
Signage (4)$1,200$6,500
Furniture and decor items (5)$15,000$30,000
+ 11 more categories (apply to see all)
TOTAL INVESTMENT$34,080$158,750

Financial Performance Data

Access detailed revenue metrics, expense breakdowns, and profitability data from the Item 19 Financial Performance Representation.

Apply for Free Access

Franchisee Contact Directory

23

Connect directly with existing franchise owners to learn about their experience, get real insights, and validate your decision.

Apply for Free Access

Is H&R Block a Good Investment?

Based on the FDD data, here are key factors to consider when evaluating a H&R Block franchise opportunity:

Potential Advantages

  • Established brand with 8,688+ locations nationwide
  • Lower initial investment compared to many franchise opportunities

Considerations

  • Declining unit count may indicate market challenges
  • Higher royalty fee of 20% compared to industry average
  • Litigation history disclosed in FDD (review Item 3 carefully)
  • No Item 19 Financial Performance Representation provided

Disclaimer: This analysis is based on publicly available FDD data and should not be considered financial advice. Always consult with a franchise attorney and accountant before making any investment decision.

Frequently Asked Questions About H&R Block

How much does a H&R Block franchise cost?

The total initial investment for a H&R Block franchise ranges from $34,080 to $158,750. This includes the franchise fee, equipment, inventory, real estate, and other startup costs as disclosed in the FDD.

What is the H&R Block franchise fee?

The initial franchise fee for H&R Block ranges from $2,500 to $2,500.

What are the ongoing fees for a H&R Block franchise?

H&R Block franchisees pay a 20% royalty fee and marketing fees on an ongoing basis.

How many H&R Block franchise locations are there?

H&R Block currently operates 8,688 franchise locations. This includes both franchised and company-owned units.

Quick Facts

Litigation Disclosed
Bankruptcy None
Protected Territory Yes
Item 19 (FPR) Not Provided
Apply for Full Access

Free for qualified franchise buyers

With Full Access

  • Complete FDD analysis & data
  • Financial performance metrics
  • Franchisee contact directory
  • Historical year-over-year trends
  • Side-by-side brand comparisons
  • Download FDD documents

Ready to explore H&R Block?

Get complete access to FDD data, financial performance metrics, franchisee contacts, and powerful comparison tools. Free for qualified franchise buyers.

Apply for Free Access